Just Keep Buying: Proven Ways to Save Money and Build Your Wealth

Nick Maggiulli uses data analysis to challenge common financial myths, arguing that consistent investing matters more than market timing or finding the perfect stock. He demonstrates through historical backtesting that "buying the dip" underperforms a simple strategy of purchasing assets as soon as capital is available. The book replaces traditional budgeting with the two-times rule for guilt-free spending and explains why focusing on increasing income is more effective for wealth accumulation than cutting small expenses like lattes. Maggiulli also addresses the mathematics of debt repayment versus investing and details how to manage a portfolio during retirement.

This book is for individual investors and professionals who prefer evidence over anecdotal advice. Readers who feel anxious about market volatility or are struggling to save will find practical frameworks for managing their cash flow. The text provides a clear rubric for asset allocation and risk management. Above all, it equips the reader with a data-backed rationale to stay invested during downturns, moving away from emotional decision-making toward a disciplined, automated approach to long-term financial security.